NCFA is the Independent Registered Investment Advisor's (RIA)
Gateway to the World's Markets
Global Market
Professional pricing
Innovative Technology
Strength & Security
Education
Awards
NCFA's Custodian Can Be Trusted
When you earn the right to manage a client’s money, you need to make sure your custodian is secure and can endure through good and bad times. Our custodian’s strong capital position, conservative balance sheet, and automated risk controls protect their clients from large trading losses.
IBKR
Nasdaq Listed
Global Market Access– Discover More Opportunities
Our investment advisors and clients can trade stocks, options, futures, currencies, bonds, and funds in over 200 countries and more on 150 global markets from a single unified platform.
Powerful Trading Platforms To Help You Succeed
Award-winning platforms serve every adviser and investor, from beginner to advanced on mobile, web, and desktop.
Trading Platforms
Research and News
Free Trading Tools
Order Types and Algos
Comprehensive Reporting
#1 Proffessional Trading
#1 International Trading
Best Online Broker For Advanced Traders
#1 Best Online Broker 5 out of 5 stars
Best for Advanced Traders
Best Online Broker
NCFA's ON- PLAN MONEY MANAGEMENT SYSTEM
Our proprietary Predictable Prospecting System, seamlessly integrated into LinkedIn Sales Navigation, empowers qualified advisers within our firm to identify employees with retirement plans. This system enables advisers to earn the right to help employees manage their specific retirement plan assets within their employer-sponsored plans. Explore our Possibility Income Projection for advisers who learn, study, and implement this system into their practices.
Most of the 60 million Americans who utilize defined contribution plans to save for their retirements do not receive professional investment advice until after they stop working or until very late in their careers.
We believe that most people would benefit from partnering with an advisor long before that.
It’s our mission to bring professional financial advice to America’s 60 million defined contribution plan participants at the earliest possible stages of their careers.
Grow Your Practice with NCFA
The future of advising is full of competition, regulation and uncertainty. So where do you find opportunities? What new markets can you engage to grow your business and build for tomorrow?
Benefits of Partnering with NCFA
- Innovative on-plan money management that is simple to communicate and easy to implement.
- Access to large and growing market of 60 million participants and over $2 trillion of eligible savings
- Opportunity to establish long-lasting relationships with clients well before they retire
- On-going education and marketing support to help your advisory practice grow and thrive
THE GRAND VISION POSSIBILITY PROJECTION
Every advisor is looking for ways to successfully build their practice and always searching for qualified prospects. Once you join our firm, you will be able to use our unique NCFA On-Plan Money Management System, which allows you to build immediate cash flow today and generate wealth for your future. Simply by sharing revolutionary consumer oriented concepts, previously reserved for the rich, with employees of large companies that we have access to – which by the way, you may already have existing clients, family or friends working in these companies, but you were unable to help them manage their employer sponsored retirement plan, until NOW.
THE FOUR–YEAR PLAN
By Building Assets under Active Professional Money Management you add twenty-five new personal clients per month, for four years.
Year | New Clients Per Month | New Assets Per Month | Growth of Existing Assets | Total Assets | Annual* Cash Flow |
|---|---|---|---|---|---|
1 | 25 | $1,875,000.00 | $0 | $ 22,500,000.00 | $ 118,125.00 |
2 | 25 | $1,875,000.00 | $1,800,000.00 | $ 46,800,000.00 | $245,700.00 |
3 | 25 | $1,875,000.00 | $3,744,000.00 | $ 73,044,000.00 | $383.481.00 |
4 | 25 | $1,875,000.00 | $5,843,520.00 | $101,387,520.00 | $532,284.48 |
*The annual cash flow projections are based on the firms current gross payout then calculated on an IAR gross payout of 70%.
IAR gross payouts can vary based on their annual gross production
THE LEGACY PLAN
You can do the Four-Year Plan and live well. Or you can do the Twenty Year Plan and leave a LEGACY
Year | New Clients Per Month | New Assets Per Month | Growth of Existing Assets | Total Assets | Annual* Cash Flow |
|---|---|---|---|---|---|
1 | 25 | $1,875,000.00 | $0 | $ 22,500,000.00 | $ 118,125.00 |
2 | 25 | $1,875,000.00 | $1,800,000.00 | $ 46,800,000.00 | $245,700.00 |
3 | 25 | $1,875,000.00 | $3,744,000.00 | $ 73,044,000.00 | $383.481.00 |
4 | 25 | $1,875,000.00 | $5,843,520.00 | $101,387,520.00 | $532,284.48 |
5 | 0 | $ 8,111,001.60 | $109,498,521.60 | $ 574,867.24 | |
6 | 0 | $ 8,759,881.73 | $118,258,403.30 | $ 620,856.61 | |
7 | 0 | $ 9,460,672.26 | $127,719,075.60 | $ 670,525.15 | |
8 | 0 | $10,217,526.04 | $137,936,601.60 | $ 724,167.16 | |
9 | 0 | $11,034,928.13 | $148,971,529.70 | $ 782,100.53 | |
10 | 0 | $11,917,722.38 | $160,889,252.10 | $ 844,668.57 | |
11 | 0 | $12,871,140.17 | $173,760,392.30 | $ 912,242.06 | |
12 | 0 | $13,900,831.38 | $187,661,223.60 | $ 422,237.75 | |
13 | 0 | $15,012,897.89 | $202,674,121.50 | $ 1,064,039.14 | |
14 | 0 | $16,213,929.72 | $218,888,051.30 | $ 1,149,162.27 | |
15 | 0 | $17,511,044.10 | $236,399,095.40 | $1,241,095.25 | |
16 | 0 | $18,911,927.63 | $255,311,023.00 | $1,340,382,.87 | |
17 | 0 | $20,424,881.84 | $275,735,904.80 | $1,447,613,.50 | |
18 | 0 | $22,058,872.38 | $297,794,777.20 | $1,563,422.58 | |
19 | 0 | $23,823,582.18 | $321,618,359.40 | $1,688,496,.39 | |
20 | 0 | $25,729,468.75 | $347,347,828.20 | $1,823,576.10 |
By continuing to help your clients grow their assets under active money management, you will have the opportunity to build a business that last a lifetime. Thus, creating a legacy for your family.
THE BLESSING OF TIME EQUIVALENCY
There are three ways to build a $40,000/yr. recurring annual income:
Typical Corporate America Career
- 25 + years
- (Possibly may get a pension)
Traditional Financial Services Commission
- 10 + years
- (Renewals and trails)
Registered Investment Advisory Fees
- 1 year
- (Asset based)
- In addition, your cash flow grows exponentially when you factor in a basic 8% growth rate along with the employees contribution and any increase do to raises.
Then continue to provide “Four Season Service” to your clients and help them grow their assets under active management, you will have the opportunity to build a business that last a lifetime. Thus, creating a legacy for your family
HAVING A 7 FIGURE PASSIVE ANNUAL INCOME
THE FORBES MAGAZINE FORMULA FOR BEING RICH:
Income Equivalency: There are two ways to become a new millionaire.
- 1. Keep doing the same thing you’re doing right now…. Save $10 million… @ 10% interest equals $1 million per year.
- 2. Build a business that takes advantage of this new era:
- In the 1980’s era, you had to build a team of about 6,000 Insurance licensed associates to earn $1 million/yr.
- In the 1990’s era, you had to build a team of about 1,500 Insurance licensed and Series 6 registered associates to earn $1 million/yr.
- In 2000’s and beyond you only need to be an Investment Advisory Associate – Series 65 or equivalent license with 1200 average clients with an average account size of $75K to earn $1 million/yr., recurring. This does not factor in additional lines of business that you do, which will allow you to reduce your clients. And/or if you increase your average asset size you will be able to achieve your goal sooner.
THE BLESSING OF COMPOUND RESIDUAL INCOME
Transaction based income… the transaction must happen again to continue to earn. Asset based income… the fee can happen again every quarter…plus GROWTH!
THE GREAT WEALTH TRANSFERENCE
Most people don’t have the education, inclination, time, experience or the resources to manage their own assets. In fact, studies have shown that a large percentage of baby boomers do not have a written retirement plan, and many have never even talked to a financial advisor.
This is where the unique NCFA On-Plan Money Management for Retirement Accounts can bridge the giant gap that exists between Wall Street and Main Street, simply by sharing revolutionary consumer – oriented concepts previously reserved for the rich, with employees of large companies that we have access to of which you may have existing clients, family or friends who work there. With The Great Wealth Transference, there has never been a group of people who needed financial leadership more than this one – “The Mass Affluent”
Here’s what you will be able to do:
As a NCFA investment advisory representative offering On-Plan Money Management you understand and will be able to communicate to perspective employees that not all retirement plans are the same and can help them take advantage of its benefits. As their local advisor you will be available to sit down and get to know them, their financial situation, their risk tolerance, and their long-term goals.
Based on the employees specific situation unlike the one – size fit all approach, you as their advisor will be able to help them choose the Pathway investment strategy that is right for them.
Once the employee have chosen their personalized investment strategy, the professional money management team will put their plan into action. They’ll continuously monitor market conditions and rebalance their portfolio so it stays in-line with their risk/reward tolerance and long-term investment goals.
Best of all, their money stays in their existing retirement plan
No money is even taken out of their defined contribution plan. This means they not only continue to make regular contributions, they can make changes whenever they would like to, but best of all, there are no up-front fees.
THE BABY BOOMER PHENOMENON
- 77 million people were born in this country within 10 years of each other (1946-1964), creating the baby boomer phenomenon.
- This generation has literally changed the shape of business as the boomers have aged and now enter the latter years in life.
- Since 2011, the first of the baby boom generation reached what used to be known as retirement age. And for the next 15 years, boomers will be turning 65 at a rate of about 8,000 a day.
- An estimated $45 trillion will change hands as these baby boomers and their parents pass on their accumulated assets to heirs.
- Some estimates predict that the wealth owned by the entire population could reach $196 trillion in less than 50 years
- 78 million Americans who were 50 or older as of 2001 controlled 67% of the country's wealth, or $28 trillion (U.S. Census and Federal Reserve).
- Boomers and seniors have seen a decrease in their median family net worth, however they still have a net worth 3x that younger generations (Economic Policy Institute).
- Boomers' median household income is 55% greater than post-Boomers and 61% more than preBoomers. They have an average annual disposable income of $24,000 (US Government Consumer Expenditure Survey).
- The 50+ have $2.4 trillion in annual income, which accounts for 42% of all after-tax income (U.S. Consumer Expenditure Survey).
- Adults 50 and older own 65% of the aggregate net worth of all U.S. households (U.S. Consumer Expenditure Survey).
- The economic boom of the 90’s created an unprecedented amount of personal wealth in the United States. Unfortunately, too much of this money resides in under-performing, unmanaged, passive accounts. Then as the result of the Great Recession of 2008, individual investors lost money, moved to the side-line and have stayed on the side-line, thus they have missed the equity market boom over the past several years.
When money moves, fortunes are made. The key is to get in between the money and the people when it moves.
NCFA uniquely positions you to build a business to leverage the winds of fortune and take advantage of the greatest wealth transference in modern history.
Sounds interesting?
To get started, all you need to do is complete the required registration process, then simply decide how BIG you want to build your advisory business.